FPS Member benefits
A wide range of Member Benefits
When you become a Member of the Forces Pension Society you will have access to a growing number of through-life services and products in addition to the expert advice offered via our Pension Helpline.
To view the current offers in detail you need to be a Member but here is an indication of some of the benefits Members enjoy.
Special Offers from our Affinity Partners
FPS Group Health Insurance
Probably the best value on the market.
FPS International Health Insurance
Exceptional value for those living abroad.
FPS Tour Operator and Travel Agent Services
Discounts on travel and holidays covering all your travel needs.
FPS Travel Insurance
Discounted rates from one of the leading insurers.
FPS Cruising
Discounts on ocean-going cruise ships.

FPS International Money Transfers
Advantageous rates for currency exchange, regular transfers, etc.
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FPS Probate Services
Fixed-price all-inclusive fees for probate peace of mind.

FPS Will Writing
Free advice on Will preparation and powers of attorney, etc.

FPS Household Insurance
Discounted home insurance rates.
FPS Property & Re-mortgaging Service
Assistance wherever you live.
FPS Kit Insurance
Discounted rates with instant on-line quotes.
FPS Introduction Services
Discounts on standard fees.
FPS Bookshop
Discounted book service.
FPS Airport Parking
Meet and greet service at a discount.
FPS Breakdown Cover
Great discounts on Breakdown Services.
FPS Legal Services
Divorce and Family Legal Services at discounted rates.
> Find out how we select our Partners
Plus the benefits you will receive directly from the Society
Free access to our Pension Helpline
Our pension experts led by Lt Cdr RN David Marsh are acknowledged as being among the most authoritative and experienced specialists on Armed Forces Pension Schemes. They are there to guide Members through the complexities of the Schemes, dealing with all manner of enquiries including pensions on retirement, redundancy, divorce, widows’ entitlements, changes in indexation and cuts in allowances.
When you need to know what you and your family can expect from your Armed Forces Pension, whether you’re serving or retired, you’ll have peace of mind knowing that the Society can advise you.
The number of queries our Helpline deals with has increased over the past 12 months by 50% to 600 every month.
Free copies of our bi-annual magazine Pennant
Our Members tell us how much they look forward to receiving their copies of our exclusive magazine published in May and November. Edited by our General Secretary, Maj Gen John Moore-Bick, it’s full of interesting articles – historical, financial, topical and just plain entertaining. It also keeps you in touch with the Society’s activities.
With a cover price of £4.95, Pennant is free to Members.
Free electronic newsletters
Every 6 weeks or so, our Assistant General Secretary, Capt RN Malcolm Farrow circulates newsletters to Members by email.
Applauded for being hugely entertaining to read, the e-newsletters cover a miscellany of subjects from the important to the irreverent, along with special offers from our Affinity Partners.
The Members’ Forum
Access to the Members’ Mess, our online forum is there for you to air your views on whatever subjects interest you. This is an excellent way to exchange opinions with other Members and to let the Society know what matters to you.
These services are tailored to our Members’ needs and many are offered at discounted prices. For example, we enjoy a best-in-class health insurance scheme at highly competitive rates to the general market; international currency transfers at advantageous rates from people who understand the needs of those serving or retired abroad, those travelling and so on.
Broadly, we have two kinds of suppliers: those we call Affinity Partners who offer bespoke services on especially favourable terms, and Preferred Suppliers whom we believe may be relied upon to offer Members a particularly good service (however, you will appreciate that we cannot accept responsibility for any of the goods and services provided by any third party organisations).
We research our Members’ use of these facilities and their preferences for new services on a regular basis. This enables us to keep our partners up to scratch and to secure new opportunities with others keen to provide services to our Members. At no time, though, do we breach our Members’ privacy by providing their names and addresses.
The criteria we apply are that Membership Services must be:
- attractive and relevant to Members
- offer clear benefits over the wider marketplace
- be easy to access
- meet quality standards approved by the Society
