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Our services

Championing Armed Forces
pensions since 1946

What we are

A not-for-profit military
pension watchdog

The Forces Pension Society is an independent, not-for-profit organisation that acts as a pension watchdog for the entire military community.

WHAT WE DO

The Society empowers its members to make better, well-informed choices about their Armed Forces Pension. We provide members of the Armed Forces Pension Schemes and their partners with personalised pension guidance. We influence at the ‘top table’, working in collaboration with government for the appropriate delivery of your pension.

The society runs a series of roadshows and other educational sessions to better prepare the Armed Forces community on all pension matters. Members receive a variety of benefits including significant discounts and deals across a wide range of commercial goods and services.

Guidance

Our pensions experts help our Members navigate their way through the pension maze empowering them to make better informed decisions.

Campaigning

Campaigning is at the very heart of the Society’s ethos, history and reputation.

Education

Our group briefings help serving members of the Armed Forces better understand their pension.

Communications

We keep our community informed with a constant flow of topical Armed Forces Pension related news and content.

Latest News

Articles & Guides

Understanding Your Pension Earnings

Why it’s important to know your BIS from your forecast!

Read more

News

FPS Roadshow Update

Everything you need to know about this weeks Pensions Roadshow

Read more

News

Average Weekly Earnings Remedy – Response to Consultation

Our response to the consultation and the corresponding MOD replies

Read more

News

Prime Minister and Veterans’ Minister announce ‘OP PROSPER’ to boost veterans’ employment

OP PROSPER will be backed by £2.1 million in new funding.

Read more

Membership

Expert pension guidance
& much more for just £45*

With FPS membership you get…

Access to expert
pension guidance

Helping you navigate through the pension maze empowering you to make better informed decisions.

Big savings with
our exclusive
Member offers

Including health, travel, motoring, home, personal and legal and financial offers from our affiliates.

Free copies of
Pennant Magazine

You’ll also receive our biannual exclusive magazine, Pennant, and our bimonthly e-newsletters.

*Annual membership includes spouses.partners as Joint Members.
See Membership Rules and Rates for full details.

What our members say

“My sincere thanks”

“Having just joined the Trinity Travel Cover, I had to call upon them when a serious leg injury forced me to cancel much-anticipated Christmas cruise. I’d never made a travel insurance claim before, but they made it quite straightforward and were happy to discuss things over the phone in a friendly way. Some weeks after having made the claim, I was delighted to receive a full refund on my trip, minus only my excess. Would you be kind enough to pass on my thanks to all parties involved. Needless to say, I remain a customer, and am very grateful to you at FPS for providing such a good travel insurance deal in the first place. “

Virgina – August 2023 – Member

“I do enjoy the newsletters and the bi-annual magazines, the amount of work that goes into producing them is very evident.”

FPS Member – August 2021

“I’ve been inundated with nothing but positive feed back “

“Many thanks for your outstanding brief, I’ve been inundated with nothing but positive feed back with people learning a lot and actioning things off the back of it. “

RSM at the Defence SERE – Roadshow

“I was presented with a thorough and comprehensive breakdown of my entitlement”

“I can’t stress how grateful I am for getting definitive and detailed answers to my pension queries. It has been a minefield in the years leading up to my discharge trying to decipher the various booklets, and which information in them relates to my situation. I also enjoy the fact that you get to speak to someone who has “been there and done that”, or has at least dealt with a similar situation in the past. I was presented with a thorough and comprehensive breakdown of my entitlement. Thank you Forces Pension Society.”

Member

“Very many thanks for providing such a service.”

“I would like to take this opportunity to thank you for the wealth of information that you have just provided through your webinar this afternoon. It was very much welcomed. I look forward to joining the Forces Pension Society in the very near future and have no doubt, after serving 33 year’s service thus far, that this will prove invaluable as I enter my final two years of service. Very many thanks for providing such a service.

Roadshow

“Many thanks for allowing me to connect “

“Many thanks for allowing me to connect to the last Webinar. I found this a fascinating update on all the complex issues pertaining to service pensions and left me much better informed to engage with Veterans UK once my AFPS 12 returns.”

Member

“Joining is by far one of the best moves I have made”

“I would like to pass on my sincere thanks to the FPS, but primarily to Alisa Lakeman-Ford. throughout the last year, she has been absolutely superb in providing me the most excellent feedback on my pension enquiries. I have to say, joining the FPS, and seeing such in-depth, detailed, pension forecasts produced by Alisa, is by far one of the best moves I have made in my 32 year career. The patience, professionalism, knowledge and willingness to help was nothing short of outstanding. Thank you all, and sincere thanks to Alisa. “

Member

“We would be stuck without you!”

“I would like to offer my sincere thanks to teh team for all the help and assistance you have given me over the past few years. My circumstances were “not typical”, but you will be pleased to learn that all my fears were unfounded and everything has materialised as it should have. I am now in receipt of my lump sum and regular pension, including the extra I had put in from my years with another employer. Thank you to FPS as a whole for all the help and guidance you give to members of the Armed Forces. We would be stuck without you!

Member

“Mind blowing!”

“I became a member 9 months after my father’s death as I have been handling the widow’s pension on behalf of my mother. The journey was an absolute nightmare. 13 months on and we are still not out of the woods, however, your team, especially Colin Thomas have been pivotal in progressing our case. I cannot think of another organisation that charges a nominal yearly fee for the time, compassion, empathy and sheer determination in making things happen fairly, honestly and justly as The Forces Pension Society. The service and commitment given is mind blowing.

Member

“Wow!”

“Wow – thank you very much for the detailed e-mail. Having burnt my maths text books at the tender age of 16 this is exactly what I needed to make sense of what is a complicated system. Quite how anyone is supposed to be able to decipher that without your help is beyond me! I really appreciate the work you have put in and will recommend you to all my colleagues – a fantastic service.

Member

“Extremely beneficial webinar”

“On behalf of DHU, thank you very much for your extremely comprehensive Webinar this was extremely beneficial”

Defence HUMINT Unit

“Unclaimed pension”

“I have received overall £12743. Could not have done it without the support of the Society so I would like to thank you for pointing me in the right direction and particularly the help you gave me with the paperwork and answers to my questions. Really appreciate what you have done for me.”

Member

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